Call report 2004Q4
BAY-HERMANN-BERGER BANK — 2004Q4
The 22 measures BAY-HERMANN-BERGER BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 39,391,000 | USD | evidence → |
| Total loans | 26,202,000 | USD | evidence → |
| Allowance for loan losses | 324,000 | USD | evidence → |
| Securities available for sale | 9,128,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 36,054,000 | USD | evidence → |
| Interest-bearing deposits | 30,223,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,831,000 | USD | evidence → |
| Equity capital | 3,265,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,087,000 | USD | evidence → |
| Interest expense | 504,000 | USD | evidence → |
| Net interest income | 1,583,000 | USD | evidence → |
| Noninterest income | 182,000 | USD | evidence → |
| Noninterest expense | 1,134,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 649,000 | USD | evidence → |
| Income tax | 22,000 | USD | evidence → |
| Net income | 627,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,167,000 | USD | evidence → |
| Total capital | 3,491,000 | USD | evidence → |
| Risk-weighted assets | 27,321,000 | USD | evidence → |