Call report 2004Q1
BAY-HERMANN-BERGER BANK — 2004Q1
The 22 measures BAY-HERMANN-BERGER BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 42,256,000 | USD | evidence → |
| Total loans | 27,134,000 | USD | evidence → |
| Allowance for loan losses | 327,000 | USD | evidence → |
| Securities available for sale | 10,293,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 38,712,000 | USD | evidence → |
| Interest-bearing deposits | 33,420,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,292,000 | USD | evidence → |
| Equity capital | 3,471,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 526,000 | USD | evidence → |
| Interest expense | 138,000 | USD | evidence → |
| Net interest income | 388,000 | USD | evidence → |
| Noninterest income | 42,000 | USD | evidence → |
| Noninterest expense | 279,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 151,000 | USD | evidence → |
| Income tax | 6,000 | USD | evidence → |
| Net income | 145,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,230,000 | USD | evidence → |
| Total capital | 3,557,000 | USD | evidence → |
| Risk-weighted assets | 28,117,000 | USD | evidence → |