Call report 2003Q4
BAY-HERMANN-BERGER BANK — 2003Q4
The 22 measures BAY-HERMANN-BERGER BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 40,751,000 | USD | evidence → |
| Total loans | 26,746,000 | USD | evidence → |
| Allowance for loan losses | 328,000 | USD | evidence → |
| Securities available for sale | 10,818,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 37,374,000 | USD | evidence → |
| Interest-bearing deposits | 31,886,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,488,000 | USD | evidence → |
| Equity capital | 3,296,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,147,000 | USD | evidence → |
| Interest expense | 700,000 | USD | evidence → |
| Net interest income | 1,447,000 | USD | evidence → |
| Noninterest income | 183,000 | USD | evidence → |
| Noninterest expense | 1,107,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 530,000 | USD | evidence → |
| Income tax | 13,000 | USD | evidence → |
| Net income | 517,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,152,000 | USD | evidence → |
| Total capital | 3,480,000 | USD | evidence → |
| Risk-weighted assets | 28,166,000 | USD | evidence → |