Call report 2026Q2
MERCHANTS & CITIZENS BANK, THE — 2026Q2
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2026Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 145,987,000 | USD | evidence → |
| Total loans | 53,234,000 | USD | evidence → |
| Allowance for loan losses | 1,171,000 | USD | evidence → |
| Securities available for sale | 75,515,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 128,715,000 | USD | evidence → |
| Interest-bearing deposits | 87,385,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,330,000 | USD | evidence → |
| Equity capital | 14,963,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,034,000 | USD | evidence → |
| Interest expense | 757,000 | USD | evidence → |
| Net interest income | 2,277,000 | USD | evidence → |
| Noninterest income | 164,000 | USD | evidence → |
| Noninterest expense | 1,858,000 | USD | evidence → |
| Provision for loan losses | 71,000 | USD | evidence → |
| Pretax income | 512,000 | USD | evidence → |
| Income tax | -41,000 | USD | evidence → |
| Net income | 553,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,963,000 | USD | evidence → |
| Total capital | 19,999,000 | USD | evidence → |
| Risk-weighted assets | 82,803,000 | USD | evidence → |