Call report 2026Q1
MERCHANTS & CITIZENS BANK, THE — 2026Q1
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2026Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 148,123,000 | USD | evidence → |
| Total loans | 53,316,000 | USD | evidence → |
| Allowance for loan losses | 1,163,000 | USD | evidence → |
| Securities available for sale | 77,174,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 131,991,000 | USD | evidence → |
| Interest-bearing deposits | 89,851,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,140,000 | USD | evidence → |
| Equity capital | 14,030,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,504,000 | USD | evidence → |
| Interest expense | 387,000 | USD | evidence → |
| Net interest income | 1,117,000 | USD | evidence → |
| Noninterest income | 85,000 | USD | evidence → |
| Noninterest expense | 946,000 | USD | evidence → |
| Provision for loan losses | 35,000 | USD | evidence → |
| Pretax income | 221,000 | USD | evidence → |
| Income tax | -9,000 | USD | evidence → |
| Net income | 230,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,655,000 | USD | evidence → |
| Total capital | 19,699,000 | USD | evidence → |
| Risk-weighted assets | 83,409,000 | USD | evidence → |