Call report 2010Q4
MERCHANTS & CITIZENS BANK, THE — 2010Q4
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 96,663,000 | USD | evidence → |
| Total loans | 44,245,000 | USD | evidence → |
| Allowance for loan losses | 1,273,000 | USD | evidence → |
| Securities available for sale | 32,121,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 82,481,000 | USD | evidence → |
| Interest-bearing deposits | 62,448,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,033,000 | USD | evidence → |
| Equity capital | 12,628,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,777,000 | USD | evidence → |
| Interest expense | 1,100,000 | USD | evidence → |
| Net interest income | 3,677,000 | USD | evidence → |
| Noninterest income | 557,000 | USD | evidence → |
| Noninterest expense | 3,293,000 | USD | evidence → |
| Provision for loan losses | 949,000 | USD | evidence → |
| Pretax income | 272,000 | USD | evidence → |
| Income tax | -190,000 | USD | evidence → |
| Net income | 462,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,383,000 | USD | evidence → |
| Total capital | 11,080,000 | USD | evidence → |
| Risk-weighted assets | 55,173,000 | USD | evidence → |