Call report 2010Q3
MERCHANTS & CITIZENS BANK, THE — 2010Q3
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2010Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 95,580,000 | USD | evidence → |
| Total loans | 46,916,000 | USD | evidence → |
| Allowance for loan losses | 1,344,000 | USD | evidence → |
| Securities available for sale | 34,639,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 79,567,000 | USD | evidence → |
| Interest-bearing deposits | 62,797,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,770,000 | USD | evidence → |
| Equity capital | 14,322,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,613,000 | USD | evidence → |
| Interest expense | 858,000 | USD | evidence → |
| Net interest income | 2,755,000 | USD | evidence → |
| Noninterest income | 424,000 | USD | evidence → |
| Noninterest expense | 2,094,000 | USD | evidence → |
| Provision for loan losses | 490,000 | USD | evidence → |
| Pretax income | 870,000 | USD | evidence → |
| Income tax | 115,000 | USD | evidence → |
| Net income | 755,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,001,000 | USD | evidence → |
| Total capital | 11,718,000 | USD | evidence → |
| Risk-weighted assets | 56,706,000 | USD | evidence → |