Call report 2009Q2
MERCHANTS & CITIZENS BANK, THE — 2009Q2
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 99,471,000 | USD | evidence → |
| Total loans | 50,198,000 | USD | evidence → |
| Allowance for loan losses | 1,085,000 | USD | evidence → |
| Securities available for sale | 36,031,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,674,000 | USD | evidence → |
| Interest-bearing deposits | 70,582,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,092,000 | USD | evidence → |
| Equity capital | 12,175,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,642,000 | USD | evidence → |
| Interest expense | 880,000 | USD | evidence → |
| Net interest income | 1,762,000 | USD | evidence → |
| Noninterest income | 299,000 | USD | evidence → |
| Noninterest expense | 1,465,000 | USD | evidence → |
| Provision for loan losses | 210,000 | USD | evidence → |
| Pretax income | 495,000 | USD | evidence → |
| Income tax | 64,000 | USD | evidence → |
| Net income | 431,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,947,000 | USD | evidence → |
| Total capital | 10,677,000 | USD | evidence → |
| Risk-weighted assets | 58,053,000 | USD | evidence → |