Call report 2009Q1
MERCHANTS & CITIZENS BANK, THE — 2009Q1
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 100,612,000 | USD | evidence → |
| Total loans | 51,032,000 | USD | evidence → |
| Allowance for loan losses | 1,104,000 | USD | evidence → |
| Securities available for sale | 32,500,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,874,000 | USD | evidence → |
| Interest-bearing deposits | 71,010,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,864,000 | USD | evidence → |
| Equity capital | 12,214,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,347,000 | USD | evidence → |
| Interest expense | 449,000 | USD | evidence → |
| Net interest income | 898,000 | USD | evidence → |
| Noninterest income | 139,000 | USD | evidence → |
| Noninterest expense | 704,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 298,000 | USD | evidence → |
| Income tax | 65,000 | USD | evidence → |
| Net income | 233,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,745,000 | USD | evidence → |
| Total capital | 10,477,000 | USD | evidence → |
| Risk-weighted assets | 58,171,000 | USD | evidence → |