Call report 2006Q4
MERCHANTS & CITIZENS BANK, THE — 2006Q4
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,881,000 | USD | evidence → |
| Total loans | 55,225,000 | USD | evidence → |
| Allowance for loan losses | 1,633,000 | USD | evidence → |
| Securities available for sale | 29,389,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 88,759,000 | USD | evidence → |
| Interest-bearing deposits | 74,245,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,514,000 | USD | evidence → |
| Equity capital | 11,578,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,989,000 | USD | evidence → |
| Interest expense | 2,582,000 | USD | evidence → |
| Net interest income | 4,407,000 | USD | evidence → |
| Noninterest income | 613,000 | USD | evidence → |
| Noninterest expense | 3,277,000 | USD | evidence → |
| Provision for loan losses | 665,000 | USD | evidence → |
| Pretax income | 1,070,000 | USD | evidence → |
| Income tax | 174,000 | USD | evidence → |
| Net income | 896,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,917,000 | USD | evidence → |
| Total capital | 9,719,000 | USD | evidence → |
| Risk-weighted assets | 63,337,000 | USD | evidence → |