Call report 2006Q3
MERCHANTS & CITIZENS BANK, THE — 2006Q3
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2006Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 101,978,000 | USD | evidence → |
| Total loans | 61,142,000 | USD | evidence → |
| Allowance for loan losses | 1,586,000 | USD | evidence → |
| Securities available for sale | 25,403,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,961,000 | USD | evidence → |
| Interest-bearing deposits | 73,149,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,812,000 | USD | evidence → |
| Equity capital | 11,338,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,255,000 | USD | evidence → |
| Interest expense | 1,866,000 | USD | evidence → |
| Net interest income | 3,389,000 | USD | evidence → |
| Noninterest income | 445,000 | USD | evidence → |
| Noninterest expense | 2,450,000 | USD | evidence → |
| Provision for loan losses | 485,000 | USD | evidence → |
| Pretax income | 896,000 | USD | evidence → |
| Income tax | 162,000 | USD | evidence → |
| Net income | 734,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,012,000 | USD | evidence → |
| Total capital | 9,867,000 | USD | evidence → |
| Risk-weighted assets | 67,653,000 | USD | evidence → |