Call report 2005Q1
MERCANTILE BANK — 2005Q1
The 22 measures MERCANTILE BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 514,717,000 | USD | evidence → |
| Total loans | 374,531,000 | USD | evidence → |
| Allowance for loan losses | 3,278,000 | USD | evidence → |
| Securities available for sale | 71,269,000 | USD | evidence → |
| Securities held to maturity | 12,237,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 425,194,000 | USD | evidence → |
| Interest-bearing deposits | 381,464,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,730,000 | USD | evidence → |
| Equity capital | 40,226,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,292,000 | USD | evidence → |
| Interest expense | 2,760,000 | USD | evidence → |
| Net interest income | 3,532,000 | USD | evidence → |
| Noninterest income | 1,289,000 | USD | evidence → |
| Noninterest expense | 2,961,000 | USD | evidence → |
| Provision for loan losses | 253,000 | USD | evidence → |
| Pretax income | 1,607,000 | USD | evidence → |
| Income tax | 439,000 | USD | evidence → |
| Net income | 1,168,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,278,000 | USD | evidence → |
| Total capital | 42,556,000 | USD | evidence → |
| Risk-weighted assets | 387,102,000 | USD | evidence → |