Call report 2004Q4
MERCANTILE BANK — 2004Q4
The 22 measures MERCANTILE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 511,485,000 | USD | evidence → |
| Total loans | 370,344,000 | USD | evidence → |
| Allowance for loan losses | 3,214,000 | USD | evidence → |
| Securities available for sale | 74,373,000 | USD | evidence → |
| Securities held to maturity | 13,121,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 419,848,000 | USD | evidence → |
| Interest-bearing deposits | 374,913,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,935,000 | USD | evidence → |
| Equity capital | 40,659,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,530,000 | USD | evidence → |
| Interest expense | 9,544,000 | USD | evidence → |
| Net interest income | 13,986,000 | USD | evidence → |
| Noninterest income | 5,239,000 | USD | evidence → |
| Noninterest expense | 11,942,000 | USD | evidence → |
| Provision for loan losses | 1,013,000 | USD | evidence → |
| Pretax income | 6,270,000 | USD | evidence → |
| Income tax | 1,692,000 | USD | evidence → |
| Net income | 4,578,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,230,000 | USD | evidence → |
| Total capital | 42,444,000 | USD | evidence → |
| Risk-weighted assets | 396,483,000 | USD | evidence → |