Call report 2002Q4
SPIRIT BANK — 2002Q4
The 22 measures SPIRIT BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 18,780,000 | USD | evidence → |
| Total loans | 9,888,000 | USD | evidence → |
| Allowance for loan losses | 206,000 | USD | evidence → |
| Securities available for sale | 5,645,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 14,330,000 | USD | evidence → |
| Interest-bearing deposits | 12,497,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,833,000 | USD | evidence → |
| Equity capital | 2,332,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,212,000 | USD | evidence → |
| Interest expense | 537,000 | USD | evidence → |
| Net interest income | 675,000 | USD | evidence → |
| Noninterest income | 139,000 | USD | evidence → |
| Noninterest expense | 585,000 | USD | evidence → |
| Provision for loan losses | 41,000 | USD | evidence → |
| Pretax income | 212,000 | USD | evidence → |
| Income tax | 69,000 | USD | evidence → |
| Net income | 143,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,324,000 | USD | evidence → |
| Total capital | 2,472,000 | USD | evidence → |
| Risk-weighted assets | 11,813,000 | USD | evidence → |