Call report 2002Q3
SPIRIT BANK — 2002Q3
The 22 measures SPIRIT BANK reported to the FFIEC for 2002Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 20,525,000 | USD | evidence → |
| Total loans | 10,691,000 | USD | evidence → |
| Allowance for loan losses | 200,000 | USD | evidence → |
| Securities available for sale | 7,433,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 13,896,000 | USD | evidence → |
| Interest-bearing deposits | 12,403,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,493,000 | USD | evidence → |
| Equity capital | 2,411,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 953,000 | USD | evidence → |
| Interest expense | 425,000 | USD | evidence → |
| Net interest income | 528,000 | USD | evidence → |
| Noninterest income | 100,000 | USD | evidence → |
| Noninterest expense | 431,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 165,000 | USD | evidence → |
| Income tax | 60,000 | USD | evidence → |
| Net income | 105,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,386,000 | USD | evidence → |
| Total capital | 2,528,000 | USD | evidence → |
| Risk-weighted assets | 11,336,000 | USD | evidence → |