Call report 2007Q1
TROY BANK & TRUST COMPANY — 2007Q1
The 22 measures TROY BANK & TRUST COMPANY reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 437,706,000 | USD | evidence → |
| Total loans | 290,776,000 | USD | evidence → |
| Allowance for loan losses | 3,772,000 | USD | evidence → |
| Securities available for sale | 99,417,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 362,801,000 | USD | evidence → |
| Interest-bearing deposits | 304,774,000 | USD | evidence → |
| Noninterest-bearing deposits | 58,027,000 | USD | evidence → |
| Equity capital | 32,838,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,239,000 | USD | evidence → |
| Interest expense | 3,711,000 | USD | evidence → |
| Net interest income | 3,528,000 | USD | evidence → |
| Noninterest income | 918,000 | USD | evidence → |
| Noninterest expense | 2,402,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,895,000 | USD | evidence → |
| Income tax | 598,000 | USD | evidence → |
| Net income | 1,297,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,963,000 | USD | evidence → |
| Total capital | 36,735,000 | USD | evidence → |
| Risk-weighted assets | 322,511,000 | USD | evidence → |