Call report 2006Q4
TROY BANK & TRUST COMPANY — 2006Q4
The 22 measures TROY BANK & TRUST COMPANY reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 409,748,000 | USD | evidence → |
| Total loans | 279,758,000 | USD | evidence → |
| Allowance for loan losses | 3,689,000 | USD | evidence → |
| Securities available for sale | 87,328,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 344,591,000 | USD | evidence → |
| Interest-bearing deposits | 295,962,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,629,000 | USD | evidence → |
| Equity capital | 31,946,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,380,000 | USD | evidence → |
| Interest expense | 12,042,000 | USD | evidence → |
| Net interest income | 13,338,000 | USD | evidence → |
| Noninterest income | 3,183,000 | USD | evidence → |
| Noninterest expense | 8,825,000 | USD | evidence → |
| Provision for loan losses | 600,000 | USD | evidence → |
| Pretax income | 7,096,000 | USD | evidence → |
| Income tax | 2,077,000 | USD | evidence → |
| Net income | 5,019,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,980,000 | USD | evidence → |
| Total capital | 35,669,000 | USD | evidence → |
| Risk-weighted assets | 306,966,000 | USD | evidence → |