Call report 2003Q1
TROY BANK & TRUST COMPANY — 2003Q1
The 22 measures TROY BANK & TRUST COMPANY reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 286,798,000 | USD | evidence → |
| Total loans | 196,255,000 | USD | evidence → |
| Allowance for loan losses | 2,881,000 | USD | evidence → |
| Securities available for sale | 71,038,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 237,330,000 | USD | evidence → |
| Interest-bearing deposits | 207,555,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,775,000 | USD | evidence → |
| Equity capital | 21,383,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,198,000 | USD | evidence → |
| Interest expense | 1,775,000 | USD | evidence → |
| Net interest income | 2,423,000 | USD | evidence → |
| Noninterest income | 431,000 | USD | evidence → |
| Noninterest expense | 1,542,000 | USD | evidence → |
| Provision for loan losses | 204,000 | USD | evidence → |
| Pretax income | 1,128,000 | USD | evidence → |
| Income tax | 347,000 | USD | evidence → |
| Net income | 781,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,457,000 | USD | evidence → |
| Total capital | 23,254,000 | USD | evidence → |
| Risk-weighted assets | 223,688,000 | USD | evidence → |