Call report 2002Q4
TROY BANK & TRUST COMPANY — 2002Q4
The 22 measures TROY BANK & TRUST COMPANY reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 275,991,000 | USD | evidence → |
| Total loans | 192,589,000 | USD | evidence → |
| Allowance for loan losses | 2,787,000 | USD | evidence → |
| Securities available for sale | 64,757,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 227,881,000 | USD | evidence → |
| Interest-bearing deposits | 201,081,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,800,000 | USD | evidence → |
| Equity capital | 20,873,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,519,000 | USD | evidence → |
| Interest expense | 7,888,000 | USD | evidence → |
| Net interest income | 9,631,000 | USD | evidence → |
| Noninterest income | 1,604,000 | USD | evidence → |
| Noninterest expense | 5,897,000 | USD | evidence → |
| Provision for loan losses | 720,000 | USD | evidence → |
| Pretax income | 4,764,000 | USD | evidence → |
| Income tax | 1,391,000 | USD | evidence → |
| Net income | 3,373,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,891,000 | USD | evidence → |
| Total capital | 22,573,000 | USD | evidence → |
| Risk-weighted assets | 214,437,000 | USD | evidence → |