Call report 2005Q1
CITIZENS BANK, N.A. — 2005Q1
The 22 measures CITIZENS BANK, N.A. reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 246,432,000 | USD | evidence → |
| Total loans | 150,301,000 | USD | evidence → |
| Allowance for loan losses | 1,816,000 | USD | evidence → |
| Securities available for sale | 59,572,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 9,888,000 | USD | evidence → |
| Total deposits | 158,645,000 | USD | evidence → |
| Interest-bearing deposits | 129,702,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,943,000 | USD | evidence → |
| Equity capital | 18,696,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,133,000 | USD | evidence → |
| Interest expense | 1,425,000 | USD | evidence → |
| Net interest income | 1,708,000 | USD | evidence → |
| Noninterest income | 715,000 | USD | evidence → |
| Noninterest expense | 1,869,000 | USD | evidence → |
| Provision for loan losses | 47,000 | USD | evidence → |
| Pretax income | 573,000 | USD | evidence → |
| Income tax | 7,000 | USD | evidence → |
| Net income | 566,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,289,000 | USD | evidence → |
| Total capital | 21,105,000 | USD | evidence → |
| Risk-weighted assets | 181,290,000 | USD | evidence → |