Call report 2004Q4
CITIZENS BANK, N.A. — 2004Q4
The 22 measures CITIZENS BANK, N.A. reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 245,935,000 | USD | evidence → |
| Total loans | 142,964,000 | USD | evidence → |
| Allowance for loan losses | 1,789,000 | USD | evidence → |
| Securities available for sale | 63,284,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 10,393,000 | USD | evidence → |
| Total deposits | 157,689,000 | USD | evidence → |
| Interest-bearing deposits | 132,979,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,710,000 | USD | evidence → |
| Equity capital | 19,114,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,472,000 | USD | evidence → |
| Interest expense | 5,529,000 | USD | evidence → |
| Net interest income | 6,943,000 | USD | evidence → |
| Noninterest income | 2,058,000 | USD | evidence → |
| Noninterest expense | 7,020,000 | USD | evidence → |
| Provision for loan losses | 441,000 | USD | evidence → |
| Pretax income | 1,609,000 | USD | evidence → |
| Income tax | 61,000 | USD | evidence → |
| Net income | 1,548,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,923,000 | USD | evidence → |
| Total capital | 20,712,000 | USD | evidence → |
| Risk-weighted assets | 175,372,000 | USD | evidence → |