Call report 2008Q1
WESTERN STATE BANK — 2008Q1
The 22 measures WESTERN STATE BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 364,304,000 | USD | evidence → |
| Total loans | 289,303,000 | USD | evidence → |
| Allowance for loan losses | 6,008,000 | USD | evidence → |
| Securities available for sale | 31,564,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 319,727,000 | USD | evidence → |
| Interest-bearing deposits | 293,415,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,312,000 | USD | evidence → |
| Equity capital | 35,256,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,203,000 | USD | evidence → |
| Interest expense | 3,119,000 | USD | evidence → |
| Net interest income | 4,084,000 | USD | evidence → |
| Noninterest income | 711,000 | USD | evidence → |
| Noninterest expense | 3,721,000 | USD | evidence → |
| Provision for loan losses | 635,000 | USD | evidence → |
| Pretax income | 439,000 | USD | evidence → |
| Income tax | 158,000 | USD | evidence → |
| Net income | 281,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,215,000 | USD | evidence → |
| Total capital | 38,005,000 | USD | evidence → |
| Risk-weighted assets | 300,957,000 | USD | evidence → |