Call report 2007Q4
WESTERN STATE BANK — 2007Q4
The 22 measures WESTERN STATE BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 361,439,000 | USD | evidence → |
| Total loans | 281,464,000 | USD | evidence → |
| Allowance for loan losses | 6,465,000 | USD | evidence → |
| Securities available for sale | 27,137,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 315,272,000 | USD | evidence → |
| Interest-bearing deposits | 287,262,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,010,000 | USD | evidence → |
| Equity capital | 36,068,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,084,000 | USD | evidence → |
| Interest expense | 12,197,000 | USD | evidence → |
| Net interest income | 17,887,000 | USD | evidence → |
| Noninterest income | 4,977,000 | USD | evidence → |
| Noninterest expense | 13,376,000 | USD | evidence → |
| Provision for loan losses | 293,000 | USD | evidence → |
| Pretax income | 9,200,000 | USD | evidence → |
| Income tax | 3,434,000 | USD | evidence → |
| Net income | 5,766,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,224,000 | USD | evidence → |
| Total capital | 38,959,000 | USD | evidence → |
| Risk-weighted assets | 296,044,000 | USD | evidence → |