Call report 2025Q4
CITIZENS BANK — 2025Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 183,794,000 | USD | evidence → |
| Total loans | 163,876,000 | USD | evidence → |
| Allowance for loan losses | 1,791,000 | USD | evidence → |
| Securities available for sale | 2,023,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 165,062,000 | USD | evidence → |
| Interest-bearing deposits | 106,152,000 | USD | evidence → |
| Noninterest-bearing deposits | 58,910,000 | USD | evidence → |
| Equity capital | 15,301,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,621,000 | USD | evidence → |
| Interest expense | 2,092,000 | USD | evidence → |
| Net interest income | 11,529,000 | USD | evidence → |
| Noninterest income | 703,000 | USD | evidence → |
| Noninterest expense | 6,846,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 5,266,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 5,266,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,200,000 | USD | evidence → |
| Total capital | 16,991,000 | USD | evidence → |
| Risk-weighted assets | 150,779,000 | USD | evidence → |