Call report 2025Q3
CITIZENS BANK — 2025Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 187,781,000 | USD | evidence → |
| Total loans | 161,936,000 | USD | evidence → |
| Allowance for loan losses | 1,818,000 | USD | evidence → |
| Securities available for sale | 3,439,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 170,046,000 | USD | evidence → |
| Interest-bearing deposits | 109,407,000 | USD | evidence → |
| Noninterest-bearing deposits | 60,639,000 | USD | evidence → |
| Equity capital | 16,978,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,247,000 | USD | evidence → |
| Interest expense | 1,590,000 | USD | evidence → |
| Net interest income | 8,657,000 | USD | evidence → |
| Noninterest income | 548,000 | USD | evidence → |
| Noninterest expense | 5,119,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 3,996,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 3,996,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,855,000 | USD | evidence → |
| Total capital | 18,673,000 | USD | evidence → |
| Risk-weighted assets | 151,878,000 | USD | evidence → |