Call report 2005Q2
CITIZENS BANK — 2005Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 22,615,000 | USD | evidence → |
| Total loans | 16,767,000 | USD | evidence → |
| Allowance for loan losses | 216,000 | USD | evidence → |
| Securities available for sale | 4,279,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 19,665,000 | USD | evidence → |
| Interest-bearing deposits | 15,687,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,978,000 | USD | evidence → |
| Equity capital | 1,632,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 659,000 | USD | evidence → |
| Interest expense | 177,000 | USD | evidence → |
| Net interest income | 482,000 | USD | evidence → |
| Noninterest income | 102,000 | USD | evidence → |
| Noninterest expense | 482,000 | USD | evidence → |
| Provision for loan losses | 6,000 | USD | evidence → |
| Pretax income | 89,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 89,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,677,000 | USD | evidence → |
| Total capital | 1,874,000 | USD | evidence → |
| Risk-weighted assets | 14,947,000 | USD | evidence → |