Call report 2005Q1
CITIZENS BANK — 2005Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 21,107,000 | USD | evidence → |
| Total loans | 14,631,000 | USD | evidence → |
| Allowance for loan losses | 211,000 | USD | evidence → |
| Securities available for sale | 5,028,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 18,033,000 | USD | evidence → |
| Interest-bearing deposits | 14,939,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,094,000 | USD | evidence → |
| Equity capital | 1,771,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 316,000 | USD | evidence → |
| Interest expense | 82,000 | USD | evidence → |
| Net interest income | 234,000 | USD | evidence → |
| Noninterest income | 50,000 | USD | evidence → |
| Noninterest expense | 218,000 | USD | evidence → |
| Provision for loan losses | 3,000 | USD | evidence → |
| Pretax income | 63,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 63,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,839,000 | USD | evidence → |
| Total capital | 2,019,000 | USD | evidence → |
| Risk-weighted assets | 13,569,000 | USD | evidence → |