Call report 2015Q4
HIGHLANDS COMMUNITY BANK — 2015Q4
The 22 measures HIGHLANDS COMMUNITY BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 132,435,000 | USD | evidence → |
| Total loans | 69,676,000 | USD | evidence → |
| Allowance for loan losses | 1,045,000 | USD | evidence → |
| Securities available for sale | 53,592,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 115,510,000 | USD | evidence → |
| Interest-bearing deposits | 100,963,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,547,000 | USD | evidence → |
| Equity capital | 16,363,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,773,000 | USD | evidence → |
| Interest expense | 974,000 | USD | evidence → |
| Net interest income | 4,799,000 | USD | evidence → |
| Noninterest income | 466,000 | USD | evidence → |
| Noninterest expense | 3,251,000 | USD | evidence → |
| Provision for loan losses | 85,000 | USD | evidence → |
| Pretax income | 2,041,000 | USD | evidence → |
| Income tax | 479,000 | USD | evidence → |
| Net income | 1,562,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,414,000 | USD | evidence → |
| Total capital | 16,364,000 | USD | evidence → |
| Risk-weighted assets | 75,942,000 | USD | evidence → |