Call report 2015Q3
HIGHLANDS COMMUNITY BANK — 2015Q3
The 22 measures HIGHLANDS COMMUNITY BANK reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 131,976,000 | USD | evidence → |
| Total loans | 67,401,000 | USD | evidence → |
| Allowance for loan losses | 1,063,000 | USD | evidence → |
| Securities available for sale | 53,848,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 115,169,000 | USD | evidence → |
| Interest-bearing deposits | 100,943,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,226,000 | USD | evidence → |
| Equity capital | 16,149,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,283,000 | USD | evidence → |
| Interest expense | 746,000 | USD | evidence → |
| Net interest income | 3,537,000 | USD | evidence → |
| Noninterest income | 350,000 | USD | evidence → |
| Noninterest expense | 2,425,000 | USD | evidence → |
| Provision for loan losses | 40,000 | USD | evidence → |
| Pretax income | 1,499,000 | USD | evidence → |
| Income tax | 347,000 | USD | evidence → |
| Net income | 1,152,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,101,000 | USD | evidence → |
| Total capital | 16,016,000 | USD | evidence → |
| Risk-weighted assets | 73,067,000 | USD | evidence → |