Call report 2008Q3
HIGHLANDS COMMUNITY BANK — 2008Q3
The 22 measures HIGHLANDS COMMUNITY BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 78,617,000 | USD | evidence → |
| Total loans | 41,851,000 | USD | evidence → |
| Allowance for loan losses | 418,000 | USD | evidence → |
| Securities available for sale | 29,288,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 70,502,000 | USD | evidence → |
| Interest-bearing deposits | 62,641,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,861,000 | USD | evidence → |
| Equity capital | 7,783,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,271,000 | USD | evidence → |
| Interest expense | 1,722,000 | USD | evidence → |
| Net interest income | 1,549,000 | USD | evidence → |
| Noninterest income | 313,000 | USD | evidence → |
| Noninterest expense | 1,401,000 | USD | evidence → |
| Provision for loan losses | 81,000 | USD | evidence → |
| Pretax income | -37,000 | USD | evidence → |
| Income tax | -124,000 | USD | evidence → |
| Net income | 87,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,304,000 | USD | evidence → |
| Total capital | 8,722,000 | USD | evidence → |
| Risk-weighted assets | 48,876,000 | USD | evidence → |