Call report 2008Q2
HIGHLANDS COMMUNITY BANK — 2008Q2
The 22 measures HIGHLANDS COMMUNITY BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 76,369,000 | USD | evidence → |
| Total loans | 39,004,000 | USD | evidence → |
| Allowance for loan losses | 390,000 | USD | evidence → |
| Securities available for sale | 29,061,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 67,947,000 | USD | evidence → |
| Interest-bearing deposits | 61,273,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,674,000 | USD | evidence → |
| Equity capital | 8,134,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,134,000 | USD | evidence → |
| Interest expense | 1,162,000 | USD | evidence → |
| Net interest income | 972,000 | USD | evidence → |
| Noninterest income | 201,000 | USD | evidence → |
| Noninterest expense | 925,000 | USD | evidence → |
| Provision for loan losses | 34,000 | USD | evidence → |
| Pretax income | 287,000 | USD | evidence → |
| Income tax | 28,000 | USD | evidence → |
| Net income | 259,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,476,000 | USD | evidence → |
| Total capital | 8,866,000 | USD | evidence → |
| Risk-weighted assets | 46,000,000 | USD | evidence → |