Call report 2005Q4
HIGHLANDS COMMUNITY BANK — 2005Q4
The 22 measures HIGHLANDS COMMUNITY BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 51,660,000 | USD | evidence → |
| Total loans | 30,256,000 | USD | evidence → |
| Allowance for loan losses | 333,000 | USD | evidence → |
| Securities available for sale | 13,788,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 44,356,000 | USD | evidence → |
| Interest-bearing deposits | 39,214,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,142,000 | USD | evidence → |
| Equity capital | 7,124,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,673,000 | USD | evidence → |
| Interest expense | 976,000 | USD | evidence → |
| Net interest income | 1,697,000 | USD | evidence → |
| Noninterest income | 268,000 | USD | evidence → |
| Noninterest expense | 1,519,000 | USD | evidence → |
| Provision for loan losses | 88,000 | USD | evidence → |
| Pretax income | 358,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 357,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,340,000 | USD | evidence → |
| Total capital | 7,673,000 | USD | evidence → |
| Risk-weighted assets | 29,916,000 | USD | evidence → |