Call report 2005Q3
HIGHLANDS COMMUNITY BANK — 2005Q3
The 22 measures HIGHLANDS COMMUNITY BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 49,803,000 | USD | evidence → |
| Total loans | 28,397,000 | USD | evidence → |
| Allowance for loan losses | 326,000 | USD | evidence → |
| Securities available for sale | 13,282,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 42,512,000 | USD | evidence → |
| Interest-bearing deposits | 37,524,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,988,000 | USD | evidence → |
| Equity capital | 7,125,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,943,000 | USD | evidence → |
| Interest expense | 689,000 | USD | evidence → |
| Net interest income | 1,254,000 | USD | evidence → |
| Noninterest income | 208,000 | USD | evidence → |
| Noninterest expense | 1,121,000 | USD | evidence → |
| Provision for loan losses | 73,000 | USD | evidence → |
| Pretax income | 268,000 | USD | evidence → |
| Income tax | -19,000 | USD | evidence → |
| Net income | 287,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,271,000 | USD | evidence → |
| Total capital | 7,597,000 | USD | evidence → |
| Risk-weighted assets | 27,932,000 | USD | evidence → |