Call report 2013Q1
AMERICAN COMMUNITY BANK & TRUST — 2013Q1
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 490,293,000 | USD | evidence → |
| Total loans | 331,224,000 | USD | evidence → |
| Allowance for loan losses | 7,850,000 | USD | evidence → |
| Securities available for sale | 24,529,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 425,852,000 | USD | evidence → |
| Interest-bearing deposits | 364,781,000 | USD | evidence → |
| Noninterest-bearing deposits | 61,071,000 | USD | evidence → |
| Equity capital | 62,887,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,503,000 | USD | evidence → |
| Interest expense | 846,000 | USD | evidence → |
| Net interest income | 3,657,000 | USD | evidence → |
| Noninterest income | 468,000 | USD | evidence → |
| Noninterest expense | 2,496,000 | USD | evidence → |
| Provision for loan losses | 600,000 | USD | evidence → |
| Pretax income | 1,029,000 | USD | evidence → |
| Income tax | 401,000 | USD | evidence → |
| Net income | 628,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,855,000 | USD | evidence → |
| Total capital | 67,149,000 | USD | evidence → |
| Risk-weighted assets | 339,969,000 | USD | evidence → |