Call report 2012Q4
AMERICAN COMMUNITY BANK & TRUST — 2012Q4
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 500,594,000 | USD | evidence → |
| Total loans | 337,365,000 | USD | evidence → |
| Allowance for loan losses | 7,272,000 | USD | evidence → |
| Securities available for sale | 18,577,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 431,819,000 | USD | evidence → |
| Interest-bearing deposits | 370,388,000 | USD | evidence → |
| Noninterest-bearing deposits | 61,431,000 | USD | evidence → |
| Equity capital | 62,278,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,627,000 | USD | evidence → |
| Interest expense | 4,775,000 | USD | evidence → |
| Net interest income | 14,852,000 | USD | evidence → |
| Noninterest income | 1,793,000 | USD | evidence → |
| Noninterest expense | 10,503,000 | USD | evidence → |
| Provision for loan losses | 3,025,000 | USD | evidence → |
| Pretax income | 3,117,000 | USD | evidence → |
| Income tax | 1,186,000 | USD | evidence → |
| Net income | 1,931,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,238,000 | USD | evidence → |
| Total capital | 66,592,000 | USD | evidence → |
| Risk-weighted assets | 345,408,000 | USD | evidence → |