Call report 2002Q4
AMERICAN COMMUNITY BANK & TRUST — 2002Q4
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 223,320,000 | USD | evidence → |
| Total loans | 152,119,000 | USD | evidence → |
| Allowance for loan losses | 1,947,000 | USD | evidence → |
| Securities available for sale | 20,605,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 202,289,000 | USD | evidence → |
| Interest-bearing deposits | 176,324,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,965,000 | USD | evidence → |
| Equity capital | 19,550,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,158,000 | USD | evidence → |
| Interest expense | 4,516,000 | USD | evidence → |
| Net interest income | 5,642,000 | USD | evidence → |
| Noninterest income | 438,000 | USD | evidence → |
| Noninterest expense | 4,511,000 | USD | evidence → |
| Provision for loan losses | 840,000 | USD | evidence → |
| Pretax income | 729,000 | USD | evidence → |
| Income tax | 89,000 | USD | evidence → |
| Net income | 640,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,288,000 | USD | evidence → |
| Total capital | 21,235,000 | USD | evidence → |
| Risk-weighted assets | 158,366,000 | USD | evidence → |