Call report 2002Q3
AMERICAN COMMUNITY BANK & TRUST — 2002Q3
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2002Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 205,676,000 | USD | evidence → |
| Total loans | 144,862,000 | USD | evidence → |
| Allowance for loan losses | 1,973,000 | USD | evidence → |
| Securities available for sale | 23,654,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 185,147,000 | USD | evidence → |
| Interest-bearing deposits | 159,727,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,420,000 | USD | evidence → |
| Equity capital | 19,444,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,489,000 | USD | evidence → |
| Interest expense | 3,360,000 | USD | evidence → |
| Net interest income | 4,129,000 | USD | evidence → |
| Noninterest income | 255,000 | USD | evidence → |
| Noninterest expense | 3,252,000 | USD | evidence → |
| Provision for loan losses | 630,000 | USD | evidence → |
| Pretax income | 502,000 | USD | evidence → |
| Income tax | 47,000 | USD | evidence → |
| Net income | 455,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,103,000 | USD | evidence → |
| Total capital | 20,950,000 | USD | evidence → |
| Risk-weighted assets | 147,597,000 | USD | evidence → |