Call report 2008Q1
HERITAGE FIRST BANK — 2008Q1
The 22 measures HERITAGE FIRST BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 41,820,000 | USD | evidence → |
| Total loans | 21,908,000 | USD | evidence → |
| Allowance for loan losses | 588,000 | USD | evidence → |
| Securities available for sale | 2,179,000 | USD | evidence → |
| Securities held to maturity | 3,531,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 37,498,000 | USD | evidence → |
| Interest-bearing deposits | 28,891,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,607,000 | USD | evidence → |
| Equity capital | 4,209,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 531,000 | USD | evidence → |
| Interest expense | 290,000 | USD | evidence → |
| Net interest income | 241,000 | USD | evidence → |
| Noninterest income | 106,000 | USD | evidence → |
| Noninterest expense | 639,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | -292,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -292,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,947,000 | USD | evidence → |
| Total capital | 4,302,000 | USD | evidence → |
| Risk-weighted assets | 28,177,000 | USD | evidence → |