Call report 2007Q4
HERITAGE FIRST BANK — 2007Q4
The 22 measures HERITAGE FIRST BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 39,375,000 | USD | evidence → |
| Total loans | 20,900,000 | USD | evidence → |
| Allowance for loan losses | 592,000 | USD | evidence → |
| Securities available for sale | 2,904,000 | USD | evidence → |
| Securities held to maturity | 5,410,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 34,782,000 | USD | evidence → |
| Interest-bearing deposits | 28,382,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,400,000 | USD | evidence → |
| Equity capital | 4,480,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,051,000 | USD | evidence → |
| Interest expense | 841,000 | USD | evidence → |
| Net interest income | 1,210,000 | USD | evidence → |
| Noninterest income | 283,000 | USD | evidence → |
| Noninterest expense | 2,432,000 | USD | evidence → |
| Provision for loan losses | 80,000 | USD | evidence → |
| Pretax income | -1,019,000 | USD | evidence → |
| Income tax | 5,000 | USD | evidence → |
| Net income | -1,024,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,179,000 | USD | evidence → |
| Total capital | 4,513,000 | USD | evidence → |
| Risk-weighted assets | 26,410,000 | USD | evidence → |