Call report 2007Q1
HERITAGE FIRST BANK — 2007Q1
The 22 measures HERITAGE FIRST BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 29,503,000 | USD | evidence → |
| Total loans | 14,083,000 | USD | evidence → |
| Allowance for loan losses | 546,000 | USD | evidence → |
| Securities available for sale | 3,422,000 | USD | evidence → |
| Securities held to maturity | 5,862,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 25,688,000 | USD | evidence → |
| Interest-bearing deposits | 18,987,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,701,000 | USD | evidence → |
| Equity capital | 3,485,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 452,000 | USD | evidence → |
| Interest expense | 166,000 | USD | evidence → |
| Net interest income | 286,000 | USD | evidence → |
| Noninterest income | 70,000 | USD | evidence → |
| Noninterest expense | 542,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | -216,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | -217,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,909,000 | USD | evidence → |
| Total capital | 3,109,000 | USD | evidence → |
| Risk-weighted assets | 15,642,000 | USD | evidence → |