Call report 2006Q4
HERITAGE FIRST BANK — 2006Q4
The 22 measures HERITAGE FIRST BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 28,442,000 | USD | evidence → |
| Total loans | 14,458,000 | USD | evidence → |
| Allowance for loan losses | 512,000 | USD | evidence → |
| Securities available for sale | 3,507,000 | USD | evidence → |
| Securities held to maturity | 6,014,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,564,000 | USD | evidence → |
| Interest-bearing deposits | 17,876,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,688,000 | USD | evidence → |
| Equity capital | 3,682,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,786,000 | USD | evidence → |
| Interest expense | 535,000 | USD | evidence → |
| Net interest income | 1,251,000 | USD | evidence → |
| Noninterest income | 90,000 | USD | evidence → |
| Noninterest expense | 1,615,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | -394,000 | USD | evidence → |
| Income tax | 5,000 | USD | evidence → |
| Net income | -399,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,958,000 | USD | evidence → |
| Total capital | 3,148,000 | USD | evidence → |
| Risk-weighted assets | 14,814,000 | USD | evidence → |