Call report 2005Q2
HERITAGE FIRST BANK — 2005Q2
The 22 measures HERITAGE FIRST BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 26,210,000 | USD | evidence → |
| Total loans | 12,389,000 | USD | evidence → |
| Allowance for loan losses | 358,000 | USD | evidence → |
| Securities available for sale | 10,220,000 | USD | evidence → |
| Securities held to maturity | 1,574,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 23,786,000 | USD | evidence → |
| Interest-bearing deposits | 18,744,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,042,000 | USD | evidence → |
| Equity capital | 2,371,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 740,000 | USD | evidence → |
| Interest expense | 165,000 | USD | evidence → |
| Net interest income | 575,000 | USD | evidence → |
| Noninterest income | 125,000 | USD | evidence → |
| Noninterest expense | 494,000 | USD | evidence → |
| Provision for loan losses | 80,000 | USD | evidence → |
| Pretax income | 126,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 126,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,478,000 | USD | evidence → |
| Total capital | 2,651,000 | USD | evidence → |
| Risk-weighted assets | 13,638,000 | USD | evidence → |