Call report 2005Q1
HERITAGE FIRST BANK — 2005Q1
The 22 measures HERITAGE FIRST BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 26,339,000 | USD | evidence → |
| Total loans | 12,587,000 | USD | evidence → |
| Allowance for loan losses | 298,000 | USD | evidence → |
| Securities available for sale | 10,260,000 | USD | evidence → |
| Securities held to maturity | 1,624,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,152,000 | USD | evidence → |
| Interest-bearing deposits | 19,134,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,018,000 | USD | evidence → |
| Equity capital | 2,149,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 359,000 | USD | evidence → |
| Interest expense | 80,000 | USD | evidence → |
| Net interest income | 279,000 | USD | evidence → |
| Noninterest income | 49,000 | USD | evidence → |
| Noninterest expense | 252,000 | USD | evidence → |
| Provision for loan losses | 35,000 | USD | evidence → |
| Pretax income | 41,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 41,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,413,000 | USD | evidence → |
| Total capital | 2,588,000 | USD | evidence → |
| Risk-weighted assets | 13,887,000 | USD | evidence → |