Call report 2016Q1
WESTCHESTER BANK, THE — 2016Q1
The 22 measures WESTCHESTER BANK, THE reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 605,049,000 | USD | evidence → |
| Total loans | 508,777,000 | USD | evidence → |
| Allowance for loan losses | 8,925,000 | USD | evidence → |
| Securities available for sale | 24,661,000 | USD | evidence → |
| Securities held to maturity | 42,587,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 484,826,000 | USD | evidence → |
| Interest-bearing deposits | 350,130,000 | USD | evidence → |
| Noninterest-bearing deposits | 134,696,000 | USD | evidence → |
| Equity capital | 61,275,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,325,000 | USD | evidence → |
| Interest expense | 839,000 | USD | evidence → |
| Net interest income | 5,486,000 | USD | evidence → |
| Noninterest income | 198,000 | USD | evidence → |
| Noninterest expense | 3,430,000 | USD | evidence → |
| Provision for loan losses | 275,000 | USD | evidence → |
| Pretax income | 1,979,000 | USD | evidence → |
| Income tax | 662,000 | USD | evidence → |
| Net income | 1,317,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 61,033,000 | USD | evidence → |
| Total capital | 67,400,000 | USD | evidence → |
| Risk-weighted assets | 506,254,000 | USD | evidence → |