Call report 2015Q4
WESTCHESTER BANK, THE — 2015Q4
The 22 measures WESTCHESTER BANK, THE reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 619,797,000 | USD | evidence → |
| Total loans | 509,211,000 | USD | evidence → |
| Allowance for loan losses | 8,650,000 | USD | evidence → |
| Securities available for sale | 27,194,000 | USD | evidence → |
| Securities held to maturity | 42,801,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 476,041,000 | USD | evidence → |
| Interest-bearing deposits | 337,713,000 | USD | evidence → |
| Noninterest-bearing deposits | 138,328,000 | USD | evidence → |
| Equity capital | 59,854,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,240,000 | USD | evidence → |
| Interest expense | 3,005,000 | USD | evidence → |
| Net interest income | 19,235,000 | USD | evidence → |
| Noninterest income | 900,000 | USD | evidence → |
| Noninterest expense | 12,018,000 | USD | evidence → |
| Provision for loan losses | 1,250,000 | USD | evidence → |
| Pretax income | 6,867,000 | USD | evidence → |
| Income tax | 2,212,000 | USD | evidence → |
| Net income | 4,655,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 59,673,000 | USD | evidence → |
| Total capital | 66,013,000 | USD | evidence → |
| Risk-weighted assets | 504,435,000 | USD | evidence → |