Call report 2015Q1
WESTCHESTER BANK, THE — 2015Q1
The 22 measures WESTCHESTER BANK, THE reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 522,049,000 | USD | evidence → |
| Total loans | 399,283,000 | USD | evidence → |
| Allowance for loan losses | 7,552,000 | USD | evidence → |
| Securities available for sale | 20,745,000 | USD | evidence → |
| Securities held to maturity | 35,676,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 436,718,000 | USD | evidence → |
| Interest-bearing deposits | 304,322,000 | USD | evidence → |
| Noninterest-bearing deposits | 132,396,000 | USD | evidence → |
| Equity capital | 56,244,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,224,000 | USD | evidence → |
| Interest expense | 749,000 | USD | evidence → |
| Net interest income | 4,475,000 | USD | evidence → |
| Noninterest income | 189,000 | USD | evidence → |
| Noninterest expense | 2,852,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,662,000 | USD | evidence → |
| Income tax | 610,000 | USD | evidence → |
| Net income | 1,052,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 55,969,000 | USD | evidence → |
| Total capital | 61,257,000 | USD | evidence → |
| Risk-weighted assets | 420,588,000 | USD | evidence → |