Call report 2014Q4
WESTCHESTER BANK, THE — 2014Q4
The 22 measures WESTCHESTER BANK, THE reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 522,334,000 | USD | evidence → |
| Total loans | 410,458,000 | USD | evidence → |
| Allowance for loan losses | 7,402,000 | USD | evidence → |
| Securities available for sale | 14,971,000 | USD | evidence → |
| Securities held to maturity | 36,734,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 437,065,000 | USD | evidence → |
| Interest-bearing deposits | 306,063,000 | USD | evidence → |
| Noninterest-bearing deposits | 131,002,000 | USD | evidence → |
| Equity capital | 55,158,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,950,000 | USD | evidence → |
| Interest expense | 2,758,000 | USD | evidence → |
| Net interest income | 16,192,000 | USD | evidence → |
| Noninterest income | 775,000 | USD | evidence → |
| Noninterest expense | 9,776,000 | USD | evidence → |
| Provision for loan losses | 1,300,000 | USD | evidence → |
| Pretax income | 5,995,000 | USD | evidence → |
| Income tax | 2,183,000 | USD | evidence → |
| Net income | 3,812,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,620,000 | USD | evidence → |
| Total capital | 58,986,000 | USD | evidence → |
| Risk-weighted assets | 427,121,000 | USD | evidence → |