Call report 2014Q1
WESTCHESTER BANK, THE — 2014Q1
The 22 measures WESTCHESTER BANK, THE reported to the FFIEC for 2014Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 434,973,000 | USD | evidence → |
| Total loans | 345,094,000 | USD | evidence → |
| Allowance for loan losses | 6,404,000 | USD | evidence → |
| Securities available for sale | 8,825,000 | USD | evidence → |
| Securities held to maturity | 33,313,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 346,478,000 | USD | evidence → |
| Interest-bearing deposits | 249,719,000 | USD | evidence → |
| Noninterest-bearing deposits | 96,759,000 | USD | evidence → |
| Equity capital | 49,930,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,387,000 | USD | evidence → |
| Interest expense | 623,000 | USD | evidence → |
| Net interest income | 3,764,000 | USD | evidence → |
| Noninterest income | 176,000 | USD | evidence → |
| Noninterest expense | 2,278,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 1,362,000 | USD | evidence → |
| Income tax | 547,000 | USD | evidence → |
| Net income | 815,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,019,000 | USD | evidence → |
| Total capital | 53,470,000 | USD | evidence → |
| Risk-weighted assets | 355,390,000 | USD | evidence → |