Call report 2013Q4
WESTCHESTER BANK, THE — 2013Q4
The 22 measures WESTCHESTER BANK, THE reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 426,504,000 | USD | evidence → |
| Total loans | 326,245,000 | USD | evidence → |
| Allowance for loan losses | 6,111,000 | USD | evidence → |
| Securities available for sale | 9,013,000 | USD | evidence → |
| Securities held to maturity | 33,926,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 338,434,000 | USD | evidence → |
| Interest-bearing deposits | 231,980,000 | USD | evidence → |
| Noninterest-bearing deposits | 106,454,000 | USD | evidence → |
| Equity capital | 49,116,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,564,000 | USD | evidence → |
| Interest expense | 2,224,000 | USD | evidence → |
| Net interest income | 13,340,000 | USD | evidence → |
| Noninterest income | 737,000 | USD | evidence → |
| Noninterest expense | 8,461,000 | USD | evidence → |
| Provision for loan losses | 1,218,000 | USD | evidence → |
| Pretax income | 4,470,000 | USD | evidence → |
| Income tax | 1,832,000 | USD | evidence → |
| Net income | 2,638,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,520,000 | USD | evidence → |
| Total capital | 50,463,000 | USD | evidence → |
| Risk-weighted assets | 325,399,000 | USD | evidence → |