Call report 2012Q4
WESTCHESTER BANK, THE — 2012Q4
The 22 measures WESTCHESTER BANK, THE reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 324,514,000 | USD | evidence → |
| Total loans | 265,386,000 | USD | evidence → |
| Allowance for loan losses | 4,878,000 | USD | evidence → |
| Securities available for sale | 43,979,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 240,017,000 | USD | evidence → |
| Interest-bearing deposits | 177,171,000 | USD | evidence → |
| Noninterest-bearing deposits | 62,846,000 | USD | evidence → |
| Equity capital | 47,140,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,683,000 | USD | evidence → |
| Interest expense | 1,747,000 | USD | evidence → |
| Net interest income | 10,936,000 | USD | evidence → |
| Noninterest income | 603,000 | USD | evidence → |
| Noninterest expense | 6,875,000 | USD | evidence → |
| Provision for loan losses | 2,158,000 | USD | evidence → |
| Pretax income | 2,561,000 | USD | evidence → |
| Income tax | 1,055,000 | USD | evidence → |
| Net income | 1,506,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,919,000 | USD | evidence → |
| Total capital | 48,136,000 | USD | evidence → |
| Risk-weighted assets | 255,728,000 | USD | evidence → |